Les r\u00e9cifs coralliens qui bordent les c\u00f4tes carib\u00e9ennes constituent des d\u00e9fenses naturelles essentielles contre certaines des menaces climatiques les plus urgentes de la r\u00e9gion, notamment l'\u00e9l\u00e9vation du niveau de la mer, les ondes de temp\u00eate, l'\u00e9rosion c\u00f4ti\u00e8re et les d\u00e9g\u00e2ts caus\u00e9s par les vagues. Au-del\u00e0 de leur r\u00f4le protecteur, les r\u00e9cifs sont indispensables aux moyens de subsistance de millions de personnes, en particulier dans les communaut\u00e9s vuln\u00e9rables qui d\u00e9pendent du tourisme et de la p\u00eache li\u00e9s aux r\u00e9cifs pour leur emploi, leurs revenus et leur subsistance. Malgr\u00e9 leur immense valeur, les r\u00e9cifs coralliens restent sous-estim\u00e9s et sous-financ\u00e9s, surtout apr\u00e8s des \u00e9v\u00e9nements climatiques extr\u00eames, o\u00f9 les ressources publiques ont tendance \u00e0 se concentrer sur les infrastructures et la restauration des propri\u00e9t\u00e9s plut\u00f4t que sur les \u00e9cosyst\u00e8mes naturels.<\/p>\n\n\n\n
Pour relever ces d\u00e9fis, Fonds pour la biodiversit\u00e9 des Cara\u00efbes (CBF)<\/strong> est \u00e0 la t\u00eate du d\u00e9veloppement d'une r\u00e9gion programme d'assurance r\u00e9cifale<\/strong> financ\u00e9 par Fonds de solutions InsuResilience (ISF)<\/strong>. En tant que titulaire de la police d'assurance, la CBF coordonnera les efforts de restauration des r\u00e9cifs coralliens apr\u00e8s l'ouragan, avec le soutien de quatre organisations. Fonds fiduciaires nationaux pour la conservation (NCTF)<\/strong> dans le R\u00e9publique dominicaine, Jama\u00efque, Sainte-Lucie et Saint-Vincent-et-les-Grenadines<\/strong>, Ces organismes nationaux de financement de la lutte contre la pand\u00e9mie (NCTF) serviront de partenaires pour la distribution des fonds. Ils achemineront ces fonds vers les organisations locales charg\u00e9es de mener \u00e0 bien des actions de restauration rapide des r\u00e9cifs.<\/p>\n\n\n\n Du c\u00f4t\u00e9 de l'offre, courtier mondial en (r\u00e9)assurance Willis Towers Watson (WTW)<\/strong> sera responsable de la conception des produits, du marketing, du placement et de la gestion des r\u00e9clamations. Fonds r\u00e9cifal m\u00e9soam\u00e9ricain (Fonds MAR)<\/strong> apportera son expertise strat\u00e9gique et technique afin de garantir que la solution soit \u00e9cologiquement fond\u00e9e et adapt\u00e9e au contexte r\u00e9gional.<\/p>\n\n\n\n L\u2019objectif du projet est de mettre en place un m\u00e9canisme efficace et durable de financement de la restauration des r\u00e9cifs apr\u00e8s une temp\u00eate. Cette solution r\u00e9active permettra de d\u00e9bloquer rapidement des liquidit\u00e9s afin de faciliter des interventions imm\u00e9diates sur les sites r\u00e9cifaux des Cara\u00efbes. D\u00e8s qu\u2019un ouragan atteint un seuil de vitesse de vent pr\u00e9d\u00e9fini \u00e0 proximit\u00e9 d\u2019un site assur\u00e9, seuil \u00e0 partir duquel les dommages aux coraux sont tr\u00e8s probables, un versement sera automatiquement d\u00e9clench\u00e9. La CBF distribuera ensuite les fonds via son r\u00e9seau r\u00e9gional NCTF afin de faciliter une intervention rapide et de minimiser les pertes \u00e9cologiques et \u00e9conomiques \u00e0 long terme.<\/p>","protected":false},"excerpt":{"rendered":" Coral reefs fringing the Caribbean coastline are critical natural defences against some of the region\u2019s most pressing climate threats, including sea level rise, storm surges, beach erosion, and wave damage. 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